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I think we should seriously consider some of the ideas that Andy’s financial adviser came up with.”“Which ones?” I asked.“Well he advised putting about a quarter into bonds that pay a guaranteed income, then another quarter into unit trusts, invest about another quarter in start-ups with growth potential, and keep a year’s living expenses in liquid cash,” he said, “I think we should get an independent financial adviser in to give us some help.”“All right Dad,” I agreed, “but like I’ve said before, I’m a sixteen years old schoolboy, I don’t know anything about that stuff, so I’m leaving it all up to you. I know you’ll do your best for me.”“I’ll do that son, but I want you to be involved every step of the way,” he replied.“Why Dad? I know nothing about that sort of thing, and I trust you completely.”“We don’t want to end up with a situation like so many young notable people,” he replied, “with you and your parents facing off in a courtroom.”“I’d never do that to you or Mum,” I. His mom (Olivia Miller) however was a Writer of books, right now she was working on the third book in a series that asked the question of what would happen if magic didn't exist at all, Unlike his Sisters who were all Daddy's perfect angel's Jacob was more of a momma's boy and got teased relentlessly about it by his sisters. Deep down he would chuckle and brush aside his sisters jabs because he knew they were just being how sisters were meant to be but that didn't stop the playful glare's and kicking under the table that went on regularly. At the end of the day though he loved his sisters and was jealous when they got their acceptance letters to Illvermorny School of witchcraft and Wizardry first and was saddened to see them go but on the other had that had been his first trip to Salems' alley of magical artifacts by Floo powder and when the powder had subsided Jacob saw not by what any right's could be an alley but more like a street with floo gates seemingly transporting an endless.
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