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If you include on-line banking, people from other parts of the US, and possibly other countries, will open accounts.”Matt said, “I hadn’t considered that, Mary. What type of inducements were you thinking about?”“Think about our current personal checking and savings accounts, Matt. Each month, we draw less than one percent interest on our average daily checking account balance, and the interest rate on our savings account is not that much more. The bank takes all of its depositor’s money and reinvests it, and they receive a much higher interest rate than they pay us.“If Doug’s bank invested the depositors’ funds, he could easily get a four percent return on the investment, or more. If he made bank loans to other people and businesses, he could get a sixteen percent, or higher, return; a lower interest rate would give him even more loan business. If he advertised a three and a half percent return on checking accounts and a four percent return on savings accounts, I bet his bank would. We started having sex a lot often. I used to get horny all the time thinking about that day. Priyanka and I have also had sex a couple of times since that day.We all three started hanging out together. It was like I was dating both of them simultaneously, and they didn’t seem to bother at all. Before continuing, read all here to catch up on the series.One day I was with my girlfriend Asmita at her house. She had her own room on the second floor of her house. We were working on our college project since the deadline was closing up. We haven’t made a single bit of progress due to the past lustful weeks of having sex all the time. After a while, we finished our project, and we started kissing and touching each other’s bodies. Luckily her parents were chill for having me in her room since they knew me as her good friend for quite a while. We sat together really close, holding hands, and talked about some unexplored fantasies of each other.Asmita – Ronak, babe, I’m getting.
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