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The standard of comparing investment results to the S and P performance was discussed. He mentioned that an investor needs to balance the safety and performance of a mutual fund against the performance of individual stocks. Tom emphasized that he thought a proper balance cam be rewarding.After a rest break he explained how he selects individual conservative stocks by looking at their five year financial report and what things he looks for.Tom said, “I can’t guarantee you will get rich by investing this way which is very conservative but it has worked out for me. It is my impression that if a company has increased; sales, net income, and dividends as well as a few other things every year over the past five years and maybe longer, the probability is that they will do this again next year and its share price will go up.”“Remember that the S and P is made up of five hundred large capital stocks. Since it is an average, the individual stocks composing it will either exceed or perform. It was extremely hot at the time. "Jared, do you mind telling me why I'm tied up like this?" I asked, remembering that he had worked a late shift. We had gone to bed at about ten, and he left probably at midnight, but since he was going to have the next day off he didn't think too much about a shift without much sleep before hand. My eyes turned to the clock and I rose an eyebrow. It was ten am. How had I slept in this position for ten hours? It wasn't exactly comfortable, and I began to feel the discomfort in my lower back. Honestly, being held like this was not comfortable at all. "I figured I'd have some fun. The guys are coming over today." He explained, as if that was supposed to make some sort of sense to me. My mind swirled with possibilities. They weren't going to all take turns with me? That wasn't like Jared, he was an extremely jealous person. I watched in confusion as he finally laughed out loud. "We aren't going to all sleep with you." He muttered, silencing the voice in.
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